Apple Card rolls out to all eligible U.S. users

Apple’s credit card, aptly named “Apple Card,” rolled out Aug. 20, 2019 to all eligible U.S. customers.

The MasterCard branded card is actually has three components: The virtual card that lives inside of Apple’s Wallet app, a “disposable” number that can be used for online purchases and a physical card in the form of a titanium, laser engraved card.

While the disposable card number can be used on any website that accepts U.S. MasterCards, uses like this are only eligible for 1% cash back.

However, if users make purchases via Apple Pay, including the Apple Pay button that appears for Safari browser users on eligible devices, they get 2% back.

Stores that accept MasterCard and Apple Pay at POS should also be eligible to pay using Apple Wallet and get 2% cash back.

Incidentally, most of these same POS systems should also be able to accept payments using the physical card, but this would only garner 1% back.

Apple also announced it is inking deals, including with Uber and Uber Eats to start, for users to get 3% cash back on purchases made in-app.

Users also get 3% cash back for Apple purchases.

It remains to be seen, however, if the new card will boost use of Apple Pay online or in retail stores.

The card is also only U.S. based at this time.

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